Risk Strategies
Any financial plan without appropriate insurance cover is not a plan. Most households depend on earned income. Ask yourself, could I maintain my lifestyle, pay the bills and the mortgage if my income stopped? And if so, for how long?
Your greatest asset is generally your ability to earn an income, so it should be insured to protect your family and business. Debts we believe, should also cease if you pass away prematurely.
Tax considerations on premiums and potential benefit payouts are taken into account, and correct ownership of insurance policies is critical at time of claim. As specialists in this area, we are often asked to audit programs set up by other practices, acting as a guide and mentor to others within the industry.
GPA Financial Services uses sophisticated systems to discover the best value-for-money policies to suit your needs. This approach, coupled with our uncompromising dedication to our claims service, provides a seamless support from start to finish.
Where appropriate we consider:
- Death cover and total and permanent disability cover
- Income protection
- Business expense cover
- Trauma insurance
- Business loan protection
- Buy/Sell and protection
- Keyman cover
